Consumer Resources

The following insurance-related articles are are brought to you courtesy of Trusted Choice®. Please feel free to check back often for updates.

Summer Grilling Fun[+] Expand

Posted 5 December 2016 | 11:15 pm by Trusted Choice

Every year, what should be a fun outdoor occasion for family and friends instead turns into tragedy at nearly 9,000 homes, causing deaths, injuries and tens of millions in property damage. Your Trusted Choice® independent insurance agents can remind you that fire damage and potential liability for injury to friends will be covered by your homeowners policy, but we’d much rather you sidle up to the picnic table than hunker down in the emergency room. Gas grills represent the greatest risk by far, and are involved in more than 80% of all grilling fires. But all types of grills represent a danger if used incorrectly or carelessly. A few simple precautions, courtesy of the experts at the National Fire Protection Association (NFPA), may make the difference:

Home-Buying Tips for the Single Guy and Gal[+] Expand
Food Trucks: Let Your Food Keep on Trucking![+] Expand

Posted 11 October 2016 | 10:04 pm by Trusted Choice

Welcome to the world of food trucks! When you picture building your catering business, is the image more truck than tent? The mobile food industry has a long and tasty history in the U.S.

Staffing Your Catering Business[+] Expand

Posted 11 October 2016 | 10:04 pm by Trusted Choice

Like many entrepreneurs, you may have begun your catering business as the sole cook and bottle washer. But at some point, you will discover that going it alone not only impedes growth, but is a recipe for burnout and collapse. And you’ll face the question of every successful catering business: How do I find and retain effective staff?

Should your catering business serve alcohol?[+] Expand

Posted 11 October 2016 | 10:03 pm by Trusted Choice

Choosing to serve alcohol comes with potential risks and complexities that you must consider before adding alcohol and service to your menu.

Catering Insurance Comes Down to One Thing[+] Expand

Posted 11 October 2016 | 10:01 pm by Trusted Choice

Location is one of the first decisions any caterer must face. Where will the prep work be done? Where will the cooking take place? Where will the food be served? All important questions when it comes to your risk.

So You Want to Start a Catering Business[+] Expand

Posted 11 October 2016 | 9:59 pm by Trusted Choice

Congratulations! Your name is the first that springs to mind when your family and friends think "great food." Your snacks are supreme, your deserts to die for and your specialities truly spectacular. In fact, you think it may be time to go all-out with your culinary creativity.

Rental Car Insurance: To Buy or Not to Buy?[+] Expand

Posted 1 July 2016 | 3:21 pm by Trusted Choice

As the holiday season approaches, millions of Americans will take to the roads to visit family and friends. Since many will make the trip in a rented car, it’s an appropriate time to discuss one of the most frequently asked questions of agents and brokers all over the country: “Should I buy the insurance from the rental car company?”

First Car, First Insurance Question: Does My Teen Driver Need Their Own Policy?[+] Expand

Posted 1 July 2016 | 3:21 pm by Trusted Choice

How to insure a teenager’s car has got to be one of the most common questions Trusted Choice ® independent insurance agents get asked year after year. Should parents title and insure a teen driver’s car separately from other cars in the household? This is normally done with an eye to save some premium dollars and to reduce potential liability for the parents- at least on the surface. The reality is that insuring a teen driver’s car separately can actually open some pretty big gaps in coverage that a parent may still find they’re liable for. So here are a few things to consider when deciding whether your teen should have their own policy:

Driving in Snow? Go Nice and Slow![+] Expand

Posted 1 July 2016 | 3:21 pm by Trusted Choice

When staying home is not an option and you must brave winter roads, your Trusted Choice® independent insurance agent advises you to remember the ageless moral of the tortoise and hare: Slow and easy wins the race.

Auto and Home Insurance for Unmarried Couples[+] Expand

Posted 1 July 2016 | 3:21 pm by Trusted Choice

Sixty years ago, when the 1950 census data was released, it showed that eight in 10 households were occupied by married couples. Fifty years later, the 2000 census data showed that number had declined to just over 50%, signifying a sea change in the typical American household. Almost half of households were occupied by a single individual, roommates or unmarried couples (the 2010 census data is still in the process of being made public).

Classic Car Maintenance for Show Season[+] Expand

Posted 1 July 2016 | 3:21 pm by Trusted Choice

It’s almost spring, and for classic car enthusiasts across the U.S., that means car show season is upon us. Read on to find some tips and tricks for collector car maintenance, to get you to the show in style.

Business Use of My Personal Vehicle: Will My Insurance Work?[+] Expand

Posted 1 July 2016 | 3:21 pm by Trusted Choice

There are over 240 million registered motor vehicles in the U.S., according to the Census Bureau. At a given time, as many as a third of those clutter American roadways, and it is estimated that one-fourth of those are being used in the course of work.

How to Get the Biggest Tax Refund for Your Car Donation[+] Expand

Posted 1 July 2016 | 3:21 pm by Trusted Choice

There aren’t many options available when it’s time to part with a beloved (or hated) vehicle. You can trade it in, sell it to a dealer or private party, give it to a friend, or consider a car donation in exchange for a tax deduction.

Is Warming Up Your Car Really Necessary?[+] Expand

Posted 1 July 2016 | 3:21 pm by Trusted Choice

Is it necessary to warm up your car? Conventional wisdom says that warming up your car is a must, especially on frigid days. Unfortunately for many American cars, this is one instance when conventional wisdom is just plain wrong.

Understanding Driver Exclusions[+] Expand

Posted 1 July 2016 | 3:21 pm by Trusted Choice

Everyone knows “that guy” whom you wouldn’t trust behind the wheel of your car, even in a matter of life and death. For the truly unfortunate, “that guy” is a member of your household—and looks not only to your vehicles as a source of transportation but also to your auto insurance as a source for coverage.

Is insurance for an old car necessary?[+] Expand

Posted 1 July 2016 | 3:21 pm by Trusted Choice

Should the age or value of your car make any difference to the cost of your auto insurance? For some insurance coverages, the answer is no.

Could You Be Serving Up a Lawsuit at Your Holiday Party?[+] Expand

Posted 1 July 2016 | 3:20 pm by Trusted Choice

As millions of Americans host and attend holiday parties across the street or across the country, many may be unaware of the risks. According to Trusted Choice® independent insurance agents, party hosts need to understand their responsibilities when inviting others into their homes and serving food and drinks.

It's Not Easy Going Green[+] Expand

Posted 1 July 2016 | 3:20 pm by Trusted Choice

You’ve heard about “green.” You know it has to do with eco-friendly buildings, vehicles and systems. Now you’re hearing more and more insurance companies touting “green” offerings. What does this mean to you?

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